Cash Loan is a small, short-term loan that is intended to cover a borrower's expenses until his next payday.

Cash Advance Loan (also known as a payday loan) is a loan where a borrower gets cash advanced based on his paycheck. These loans generally are up $500 and must be repaid on the next payday.

Payday Loan, also better known as a payday cash advance or payday advance is a special type of short-term unsecured loan. These type of short-term loans offer instant cash normally without the need for a credit check and are convenient for someone who’s in need of a short-term cash solution.

Bad Credit is a term used in the financial industry to describe someone who is considered a "high risk" to loan providers and other finance organizations due to their poor repayment history of loans, mortgages and other financial aids or products. These types of borrowers are by and large perceived to be at very high risk of defaulting on their financial repayment duties as set out by finance lenders.

personal loan a loan that establishes consumer credit that is granted for personal use; usually unsecured and based on the borrower's integrity and ability to pay